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Pricing

One license.No monthly subscription.

Most vendors in this category will not publish a number. Here is ours. You own the license, the files live on your own server, and there is no per seat or per file charge. The only recurring item is support and maintenance, and that one is optional.

What it costs

Every line, stated

  • Ironwood Credit SuiteOne time
    $17,500

    Consumer, commercial, ag, and global loan review, risk rating, scenario builder, loan committee writeup, and the borrower statement templates.

  • Tax Return ExtractorNow includedOne time
    $5,000$0

    Reads the return line by line into the spread with every treatment visible. Now included with the suite at no additional cost.

  • OnboardingOne time
    $2,500

    Policy limit setup on your own thresholds, officer walkthrough, and a live file worked with your team.

  • Support and maintenanceOptionalPer year
    $3,900

    Covers the full suite, extractor included. Optional, and you can add it or drop it at renewal.

Worked out

What you would actually pay

So nobody has to do the math on a call. Year one, then every year after.

Year one, itemized

Under $1B in assets
  • Ironwood Credit SuiteOne time license$17,500
  • Tax Return ExtractorNow includedWas a paid add on$5,000$0
  • OnboardingPolicy limits, walkthrough, one live file$2,500
  • Support and maintenanceOptionalFirst year, then $3,900 per year if you keep it$3,900
Year one total$23,900
Each year after$3,900

Support and maintenance only, and it is optional. Decline it and the software still runs on your server with no further payment.

License only, no support plan$20,000

Suite and onboarding, extractor included. Nothing due after that.

The Tax Return Extractor was a $5,000 add on. It is now part of the suite at no additional cost.

The annual fee

What the yearly payment covers

  • Bug fixes and corrections to the workbooks
  • Maintenance releases and version updates
  • Year end rollover of your files into the new year
  • Policy limit changes when your credit policy changes
  • Direct support by email with a same business day response

Banks over $1B in assets

Larger institutions fall into a custom arrangement, usually because of entity counts, multiple charters, or a larger officer group. There is no form to fill out to learn that. Book the walkthrough and we will price it on the call.

What is not included

Ironwood does not do everything, and we would rather you read the limits before the call than after the purchase.

Read what it does not do

Next step

You already know the price

The walkthrough is fifteen minutes on a complete credit file. If it does not fit your process, you will know by the end of the call.

Book a 15-Minute Walkthrough